Banks and savings banks face growing pressure to maintain adequate returns on capital while managing interest rate risk and regulatory capital requirements. Traditional fixed-income markets offer limited spread in the current environment.
allswiss provides access to real estate-secured capital market instruments that offer attractive risk-adjusted returns within familiar legal and regulatory frameworks. Every transaction is independently valued and structured to meet the documentation standards institutional counterparties require.
Each mandate begins with a thorough understanding of the bank's investment guidelines, SAA constraints, and internal risk limits. allswiss does not offer standardised products — every transaction is structured to match the specific requirements of the counterparty.
Key Facts
- Asset class
- Real estate debt
- Instrument type
- Capital market / bilateral
- Currency
- CHF · EUR
- Typical tenor
- 3 – 10 years
- LTV approach
- Conservative underwriting
- Investor type
- Qualified institutional only
- Regulatory scope
- Swiss FINMA standards
Applications
Use cases
Covered Bond Co-Investment
Participation in Pfandbrief-eligible real estate financing alongside established Swiss originators.
Real Estate Debt Mandates
Senior secured loans against Swiss and European commercial or residential property — bilateral or syndicated.
Capital Market Placements
Private placements structured for banking institution balance sheets, optimised for regulatory capital treatment.
Portfolio Refinancing
Structured solutions enabling banks to optimise their existing real estate loan books via capital market exit.
How it works
Our process
Mandate Discussion
Initial conversation to understand investment guidelines, SAA constraints, size, tenor, and return expectations.
Due Diligence
Independent assessment of the underlying real asset — legal, technical, financial and ESG dimensions.
Structuring
Transaction design optimised for the bank's balance sheet treatment, regulatory capital, and risk profile.
Placement & Documentation
Bilateral documentation or private placement memorandum, legal review, closing.